Here’s a video of Jordan explaining the budget envelope system: If she has a receipt, she puts that in the envelope. She uses an envelope (any kind of envelope you have works), and draws a column for her grocery spending and a column for other spending.Īs she makes purchases, she subtracts the amount for her budget for the week. She uses an envelope each week to track her expenses and save her receipts.Įach week, she sets a budget for herself for groceries and a budget for other expenses.
This idea came from Jordan Page at Fun Cheap or Free. The Solution: Not Your Momma’s Budget Envelopeĭon’t roll your eyes when you read budget envelope! I promise this is different! 4-5 times a week.Īnd those little expenses were adding up. I was spending money on random little things like snacks, stuff on Amazon, fast food meals, etc. I didn’t even factor them into my mental tally of how much I was spending each month.Īnd when I made the little purchases, in my mind, they were always rare occurrences. Where Did The Money Go?Īfter looking through my statements, I realized that I had become numb to little expenses. It could have been lower, but it wasn’t out of control.īut the spending on everything else was completely out of control. Our grocery spending was surprisingly okay. I don’t use cash nearly as much as I used to, so I have a pretty good record of the things I spend money on in my statements.Īfter adding everything up and averaging it out per month, I was SHOCKED. So, I went through my bank and credit card statements for the past few months and tried to figure it all out. These kind of expenses aren’t always easy to plan for, so I always just kind of tried to be frugal and hope for the best.
I was curious, and scared, to find out how much I spent each month on things like food, and random expenses that come up here and there. 10 Ways Getting Organized Will Save You Money.How Freezer Cooking Saves Us Money Each Week.
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